Our Offerings
Our offerings are underpinned by modern portfolio theory, which we still believe is a good portfolio design concept for reducing risk. There are instances (like the global panic associated with the credit crisis) where it may not work perfectly all the time, but it still works. Why? By introducing and blending investments that don’t behave like what you already own, you reduce the risk of the portfolio as a whole. Put simply, when one thing ‘zigs’ and another ‘zags’ you create diversification, reduce overall risk and increase the resilience of the portfolio to dramatic downside events. That doesn’t mean that you eliminate all risk—particularly when there are global panics such as the credit crisis in 2008. So, how do we protect against those kinds of worldwide collapses? By doing the unexpected: overlaying functional design with elements of MPT. We are pioneering the integration of functional design with efficient portfolio design with our Retirement Income Management System.
Transparency is important to us, and we actually show you our work product: Our belief is that you need to know what you’re getting for the money you’re paying. This is different from most advisors. We do a lot of work, earn every penny, and we show people how we do it. And, our annuity analysis is unique. We spread risk across several companies, which allows for flexibility when people start to draw money.
Investment Consulting & Wealth Management Services
Here are some examples of the kind of strategic advisory services we bring to our diverse clientele of wealthy individuals, families, endowments, foundations, nonprofit institutions and corporations:
- Investment management consulting
- Wealth and trust management
- Portfolio analysis, design and fee-based asset management
- Research analytics and manager due diligence
- Retirement income and education funding planning
- Estate and intergenerational wealth transfer planning
- Advanced estate & gift planning techniques
- Legacy and dynasty trust planning
- Stock option exercise advice for executives with non-qualified and incentive stock option grants
- 10b5-1 option and stock selling plans for corporate insiders
- Hedging and monetization strategies for highly-concentrated stock holdings
- Charitable and philanthropic structure planning and strategy development
- Endowment and foundation portfolio management
- Investment Policy Statement (IPS) consulting
- Multi-Family Office Services
- Business succession planning
- 401k plans
- Life, long-term care, disability insurance analysis and services
- High net-worth insurance consulting