Our mission is to systematically ‘mind the gap’ between where you are now and where you need to be to achieve your dreams of financial independence. Put simply, we help give you the freedom to sleep comfortably and dream freely, that’s who we are.
Simple is Better
We show you everything you need to know on two pieces of paper. These pieces of paper answer the two most critical retirement questions:
1 – When can I retire?
2 – How much can I sustainably live on?
Every client is given access to our Retirement Income Management System, or RIMS, which provides a point-in-time analysis to ‘mind the gap’ between where you are now and where you need to be so you can retire. We then apply our Master Goals Worksheet to project your RIMS picture forward for the next 15-20 years.
Dispelling Conventional Thinking
There is no magic silver bullet for achieving financial independence. It’s just not the way the investment world works. At Opus 111, we are constantly learning and challenging our own thinking, as well as the conventional thinking out there that parades around as ‘conventional wisdom.’ We’ll tell you the truth whether we think you want to hear it or not. We don’t ‘pretend-away’ the inherent volatility of markets—we help you structure portfolios that are more resilient and functionally sound so you can take advantage of the poor decisions of others, just like some of the world’s greatest investors.
James R. Harvey
Jim has been a portfolio manager and an investment consultant since beginning his career with Foster & Marshall American Express in Anchorage, Alaska in 1983. He relocated to Seattle in 1985 with Shearson Lehman American Express and joined his mentor in early 1989, John MacKenzie, who formed a regional brokerage and investment banking firm called Ragen MacKenzie, Inc. Jim left as a Senior Vice President there after 10½ years when he formed Opus 111 Group in July of 1999.
Jim earned the designation of Certified Investment Management Analyst (CIMA®) in 2004, following coursework and an examination at The Wharton School of Business at the University of Pennsylvania through the Investment Management Consultants Association (IMCA). He has lectured as a practioner faculty for IMCA’s CIMA® program on Manager Search and Selection and Investment Policy Statement preparation at the Haas School of Business at the University of California, Berkeley, and the Wharton School at the University of Pennsylvania since 2006. In March of 2004, Jim also completed IMCA’s Wealth Management Certificate program and earned the Certified Private Weath Advisor (CPWA®) designation. In June of 2006, he completed the Foundations and Endowments certificate programs offered by IMCA. In April of 2013, he completed the Advanced Investment Strategist Certificate program in Portfolio Risk Management.
Jim has lectured for IMCA in Vancouver, British Columbia, Vail, CO and nationwide on the web. Jim is a member of the Investment Management Consultant’s Association (IMCA) and serves on the Wealth Management Committee of the Board. He has also served on the National Practice Management Committee, the CIMA® Practice Analysis Task Force, the CPWA® Job Task Analysis Task Force and the IMCA’s Professional Review Board. Jim has written articles on Charitable Remainder Trusts (CRTs) and Practice Transition, which have appeared in Registered Representative Magazine, the leading magazine for retail stockbrokers and numerous columns for Pacific Fishing magazine on various wealth management topics. Jim has been an annual guest lecturer at Stanford University on the subject of Manager Search and Selection and Asset Allocation since 2006. Jim also gives workshops on compensatory stock options and hedging and monetization strategies for high net worth executives and for companies, including Microsoft Corporation.
Jim has served as the Chairman of the Board of Directors and Executive Committees of the Prince William Sound Science Center, the Alliance For Education and the University of Washington Husky Tyee Sports Council. Mr. Harvey graduated from Swarthmore College in 1978 and did graduate work in Forest Economics and Finance at the University of Washington. At Swarthmore, he lettered all four years as the starting goalkeeper and captain his senior year of the varsity soccer team, which won two Middle Atlantic Coast (MAC) Conference championships and was the 1974 NCAA Division III National Championship Finalist. He was a 3-time All-MAC All Star during his four years. He also ran the student union for two years and was a Rhodes Scholarship Finalist from his native state of Vermont. Mr. Harvey lives in Seattle and enjoys cabinet making, fly fishing, motorcycling, golf and tennis. Jim has three adult children who live in the Seattle and Boston areas.
Senior Vice President
Michael Maehl (pronounced ‘mail’) is originally from Chicago, graduating from Northern Illinois University in 1967. In 1968, he enlisted in the US Marine Corps Officer Candidate program, ultimately serving in Vietnam as an infantry platoon commander all over Northern I Corps. He remained in the reserves until 1977, leaving with a final rank of Captain.
Michael’s investment career began in 1973. After his initial training period in New York City, he returned to Chicago where he served individual and business clients until he and his family moved to Anchorage in 1982. In 1984, he became manager of the Shearson Lehman Brothers branch office in Anchorage. He remained there until May 1993, when he was recruited by Smith Barney to become the branch manager for offices in Washington State. In March 2008, Michael left UBS to join Opus 111 Group as a Senior Vice President and head of its Spokane office.
Mr. Maehl has always been active in the communities where he has lived and worked. Here in Spokane, he is a graduate of Leadership Spokane; a member of the Marine Corps League, the Spokane Parks Foundation Finance Committee, the Consulting Professionals Network and Operation Spokane Heroes. He is also a Military Outreach Coordinator with the Employer Support of the Guard and Reserve in Washington, a mentor in the Vets Forum, serves as Vice-President/Treasurer of the local Sister Cities International Board, is a past-President of the Spokane Valley Rotary, is a guest lecturer at Gonzaga University Graduate School of Business and an Advisory Board member of the Washington Policy Center. He is currently serving as Honorary Commander of the 141st Air Refueling Wing at Fairchild AFB in Spokane.
Mr. Maehl currently holds the Certified Wealth Manager (CWM), as well as a Certificate in Personal Financial Planning from the College of Financial Planning.
Mike provides a daily commentary on the markets and broad investment themes four times each morning and an early evening wrap-up on Spokane’s ABC radio outlet, KXLY 920 AM. He hosts a live weekly hour-long call-in program on investing, the markets and the economy on KXLY on Saturdays at 11am called ‘Money Management’. His weekly email newsletter called ‘My Wall Street Guy’ was selected by Forbes magazine to be part of their national blog network.
Mr. Maehl’s wife of 32 years, Diane, is a professional photographer (www.dianemaehl.com). Their daughter is a graphic artist in Seattle, and their son served with the National Guard in Afghanistan. Mr. Maehl enjoys photography, travel, reading, and riding his bicycle on long treks around the Pacific Northwest.
Senior Vice President
Bill has been involved in the securities and insurance industry since 1973. He began his career as a financial planner with Waddell and Reed in Bellevue, WA, and in 1975 joined with two of his colleagues to open the Bremerton, WA office of Foster and Marshall as a broker and assistant manager. In 1979 he moved to the wholesale side of the financial services industry providing marketing and product information to advisors throughout the Pacific Northwest and Alaska information about limited partnerships and institutional separately managed accounts. From 1998 to 2011, he provided information regarding mutual funds, annuities, and 529 college savings programs to financial advisors as Senior Vice President of John Hancock Financial Services.
Bill is a life long Seattle resident, graduating from Nathan Hale high school in 1966 and Central Washington University in 1970, where he is a member of the finance committee of the CWU Foundation and the Wildcat Club Board. Bill and his wife Carol have two adult children, Alison and Craig.
In addition to his family and retirement planning, Bill’s passions in life include baseball, golf, skiing, Central Washington University and University of Washington athletics.
Investment Services Associate
Rich has been working in data analytics since graduating from the University of Minnesota in 2009. Growing up near Boston, Rich learned the importance of saving and investing with care and caution from his father who has spent his career in investor relations and business journalism. Working in various restaurants, whether clearing tables or managing staff all throughout high school and college, Rich has learned the importance of customer service and anticipating others’ needs. Just prior to obtaining his Bachelor of Science in Economics and Statistics, Rich began working for Sedgwick CMS to help institute new company-wide analysis and reporting.
Rich moved to Seattle in the summer of 2012 and enjoys to continue exploring the area’s parks and hiking trails. He spends his free time running, taking pictures, working at a cooking school, and occasionally golfing.
Client Services Associate
Katie is one of those rarest of Northwest residents that was born, raised and still lives in the Seattle area. As part of her migration to our downtown offices, Katie grew up in the south end and attended South Seattle Community College. Katie honed her service and people skills over the course of 10 years in the restaurant industry and her multi-tasking skills are put to the test daily. She’s the one on the front lines and is the friendly voice greeting you on the phone when you call our Seattle offices.
While scheduling meetings, completing paperwork or reviewing the details of a transaction, whatever a client needs, Katie is ready to expedite that request.